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Motor finance: lessons in redress from HCSTC sector hcstc Further, the financial market witnessed a proliferation in HCSTC providers, who enjoyed a period of lax regulation and provided a much-needed service They hcstc Parliament gave the FCA a duty to introduce a price cap on HCSTC to secure an appropriate degree of protection for borrowers against

hcstc Future reform of the HCSTC should consider further interventions at the level of digital interfaces, including the websites and mobile applications of lenders